Making sure you receive your entitlement to financial support can take away some of the worry.
As a carer you may be entitled to a range of benefits, some of which are will depend upon the amount of your income and the essential expenses that you have.
You may be entitled to carer’s allowance of £81.90 a week to help you look after someone with substantial caring needs. You don’t have to be related to, or live with, the person you care for, however you do have to be 16 or over and spend at least 35 hours a week caring for them. To qualify for carer’s allowance you must also:
- you’re 16 or over
- you spend at least 35 hours a week caring for someone
- you’ve been in England, Scotland or Wales for at least 2 of the last 3 years (this does not apply if you’re a refugee or have humanitarian protection status)
- you normally live in England, Scotland or Wales, or you live abroad as a member of the armed forces (you might still be eligible if you’re moving to or already living in an EEA country or Switzerland)
- you’re not in full-time education
- you’re not studying for 21 hours a week or more
- you’re not subject to immigration control
- your earnings are £151 or less a week after tax, National Insurance and expenses
And the person you care for must already get one of these benefits:
- Personal Independence Payment - daily living component
- Disability Living Allowance - the middle or highest care rate
- Attendance Allowance
- Constant Attendance Allowance at or above the normal maximum rate with an Industrial Injuries Disablement Benefit
- Constant Attendance Allowance at the basic (full day) rate with a War Disablement Pension
- Armed Forces Independence Payment
- Child Disability Payment - the middle or highest care rate
- Adult Disability Payment - daily living component at the standard or enhanced rate
Carer’s Allowance is taxable and can affect your other benefits such as:
- Housing Benefit
- Income Support
- income-based Jobseeker’s Allowance
- Pension Credit
- Universal Credit.
If you are receiving one of the above benefits then an extra amount (called the ‘carer premium’) will be included in the calculation of your means-tested benefits.
Carer’s allowance may also affect the benefits of the person you care for. For example if they receive severe disability premium, this will stop. It can also affect their Council Tax reduction. You will need to talk to your local council for information about Council tax reduction.
The rules are different in Northern Ireland. You can claim carer’s allowance if you look after someone who is getting or has recently been awarded:
- Personal Independence Payment - daily living part
- Disability Living Allowance - the middle or highest rate for personal care
- Attendance Allowance
- Constant Attendance Allowance - at no less than the full day rate
- Armed Forces Independence Payment
The NI Direct Government Services website has more information about these benefits.